Stress is a part of life. As a natural nervous response to perceived danger, it serves an important function in keeping you alert and safe even in difficult situations. However, in the world today, we are exposed to many more stressors than our ancestors so managing these and keeping from becoming chronically stressed is important. Chronic stress can cause many bodily issues such as high blood pressure, cardiac issues, along with potentially weakening the immune system. 

The solution may seem obvious, just avoid stress. However, staying away from stressful situations is not always possible, especially while working in any career. This isn’t the end of the world though, as stressful situations are able to be managed with the right strategies. Learning to handle stress productively will help you become a calmer, happier, and more motivated person.  

What Causes Stress?

Stress is a response that the brain has to a perceived threat. Since humans used to be more exposed to danger, like wild animals, storms, and other hazards, the stress response developed to keep them safe as it increases heart rate and brain activity to make it possible for the person to get out of the situation unharmed. Nowadays, there are not many wild animals that we have to worry about on  a daily basis, but situations that cause stress may be as simple as failing to do something or taking tests. In each of these moments, the brain is convinced that harm will come, so it triggers the stress response.

The stress response happens as the brain releases hormones that increase blood pressure and pulse, which causes hair to stand on end, and create a general feeling of anxiety. This is normal. Stress is a natural human response to fear-inducing events, but it can be controlled. There are strategies for managing stress like exercise, mindfulness practice, reading, and therapy. Talk to your medical provider about your stress and see what their suggestion is on the best way to manage it. 

Stressful Situations and Staying Calm

Stressful situations are everywhere! From being late to work, to forgetting a loved one’s birthday, each of these can cause a stress response. There are plenty of reasons for the stress response to be triggered, and driving can create some as well. From managing time, to the potential danger of cargo thieves, stress sometimes happens.

The good news is you can manage even the most stressful situations. Some quick strategies to keep your stress levels down are: exercise and move often, making sure to stretch, drinking less caffeine, and being mindful about what is causing your stress. Understanding your own stress response will help you to be aware of what causes you stress and create strategies to avoid becoming too anxious. If you try these and remain stressed, talk to your doctor, and they can give you strategies to manage stress.

Final Thoughts

Stress is everywhere, but you have a powerful mind that can work around being knocked down by stress. There are plenty of things that cause stress, but there are also many things that can be done to help ease stress. Don’t give up, and if you are feeling overly stressed for a long period of time, do speak with your clinician, and they can help you find coping strategies personalized to you. 

Everything is online nowadays and the common anecdote, “there’s an app for that,” rings true for the most part. There are apps and sites for nearly everything, from getting news and reading books to tracking your health and buying things online. Almost anything you search for in your smartphone’s app store will turn out results. It isn’t a bad thing that there are apps for nearly every utilization imaginable. In fact, it can be good for the trucking industry, as well as your own experience in driving, managing, or dispatching. 

Applications

With the rise of the smartphone came the rise of the application or app. An app is a piece of software you can install on your phone for a specific purpose. People all over the world create different apps for your phone that are available in the app store (sometimes for free, and usually for a low price). These apps are created to help make your life easier through providing entertainment, a hub for news, or adding technology to a part of your life that will make your day easier, such as creating to-do lists, shopping without going to the store, or ordering takeout. Apps are for people from all walks of life, and those in the trucking industry are no exception.

Finding Resources

Technology is everywhere, and there are plenty of ways to use it to your advantage. Most of the time, there are technologies created to address the specific issue you may be facing. For trucking and transport there are several apps to help ease the entire process, and the best place to look would be the app store first. Then check out the reviews and ratings of each app to find the best one for you. 

Many popular apps for drivers are GPS based and contain a logbook for you to track your routes. This can be important for providing information to your overseers, or for keeping track of your own business. The GPS feature of many apps allow for easier navigation and the ability to avoid high-risk zones, and plan around meals, breaks, and stops. Some apps are even available that allow you to locate loads or drivers depending on what you need. 

If you are unsure about an app, do some research online and you will likely be able to determine how well it works, and even which one would best suit your needs. Even if you aren’t using trucking industry specific apps, there are applications that are always a good idea to have on your phone as a driver. These include health apps to track your fitness, map apps to track your routes, reminder apps to be sure you stay on task, and some apps for entertainment like podcasts and music to stay mentally engaged while on your trip.

Final Thoughts

There are many benefits to living in the 21st century from updated medical care, to having awesome technology to make your life easier. Finding the right apps to put on your phone is important, and you can do this by taking a few minutes out of your day to see what things may make your life easier, and then searching for them on the app store of your choosing. 

Regulation, regulation, regulation- the government is very good at you guessed it, regulation. Sometimes the laws and rules around driving and the trucking industry or even the economy seem tedious and invasive, but governmental regulation can be a very good thing for the safety and prosperity of everyone in the nation. Following guidelines and keeping equipment up to date to the standards of governmental authority can sometimes seem like too much to keep track of but being sure to stay within the rules is a great way to stay safe and free of expensive fines and limitations.

The Federal Motor Carrier Safety Administration (FMCSA) is a governmental authority that plays a major role in regulating the national motor transport industry from long-haul to regional trucking and everything in between. The goal of the Federal Motor Carrier Safety Administration is to “keep our nation’s roadways safe and improve commercial motor vehicle safety through regulation, education, enforcement, research, and technology.”

A History of Transport

The United States has had a long history of transporting goods, even before the nation was founded, farmers, trappers, and traders carried goods across the continent for trading purposes. After the days of horses and buggies, railroads and steamships came into the limelight as a great way to expediently transport goods across the nation, and even across the world. While cargo ships and railways are still used to transport goods daily, the American Trucking Industry is the primary means of transport for domestic cargo.

The first modern type of tractor trailer was built and used in 1914 to transport a boat- ever since then, 18-wheelers have taken over the roads as the most efficient form of transport over land. With the ability to move huge amounts of goods faster than any other terrestrial vehicle, it’s a no-brainer that trucks became so popular. The increase in trucks prompted the need for regulation- for a while, the industry was in a wild west stage with little regulation and little safety but creating guidelines for those in the industry whether it be drivers, engineers, or managers helped in forming the trucking industry of today! 

A Useful Resource

The FMCSA is not only a regulating and enforcing agency, but also a useful research and educational base for drivers and managers. The FMCSA website is filled with articles about how to improve your driving or managing experience, and it also has news about the latest technology and how it impacts the industry. One of the most important tabs on the entire website is the safety tab- it contains information on keeping yourself and others safe from all the risks that occur with the industry.

The FMCSA also serves as a database for statistics, information, and driver data. Managers can use FMCSA Licensing and Insurance public record to ensure that they are hiring legitimate drivers which is important for keeping their business, other drivers, and the public safe. The FMCSA serves as a useful hub for everyone in the industry, allowing them to stay current and informed.

Final Thoughts

The FMCSA is a great resource for everyone in the industry, giving the latest news on technology, statistics, and regulations. There are many resources on the FMCSA website for making your routes safer, happier, and healthier through articles, rules, and press releases about current issues in the industry. It’s an awesome idea to check out the FMCSA website (linked here) to explore the regulation side of the industry!

You hear all about it in the news, “eat healthy and be active for a long life,” and you for sure want a long life, but sometimes it’s hard to follow those two directives as a driver whether you’re in it for the long-haul or local transport. 

Healthy Lifestyle

Driving can make having a healthy lifestyle difficult, especially when loads are so frequent and time is so short. Finding time to exercise and plan out meals can become difficult to manage in between journeys. This can add stress to an already stressful day, week, or month. This is problematic because health is so important; it makes you feel better, thus making you a better driver, and it prevents the risk of health conditions associated with being a driver such as high blood pressure, high cholesterol, obesity, and diabetes. 

Some drivers may be struggling with these health conditions and are trying to become healthier. It is extremely important to form healthy habits over bad ones and create a lifestyle around these healthier habits. Whether you are already healthy and trying to remain so, or you are on the journey to becoming healthier, setting goals, planning routes, and learning how to eat to best benefit your body are all important steps to take to form healthy habits and eventually a healthy lifestyle!

Goals, Planning, and Healthy Food

Setting specific goals is important to your success. If you just set the goal of “I want to be healthy,” it is not likely that you will achieve it. However, if you follow this set of three S’s (Specific, Scheduled, and Sustainable) you can achieve your goals: Specific (make your goal specific, “I will lose 30 lbs.”), Scheduled (set a time frame for your goal, “I will lose 30 lbs. in 6 months), and Sustainable (make your goal attainable and explain how you will accomplish it, “I will choose healthy food over unhealthy food at least twice a day and exercise 3 days per week”). 

Reaching your goals can be difficult without a plan. While you are thinking about your route, do a search for healthy restaurants on your route, or even find healthy options at fast food restaurants. These may not be nearly as tasty, but the benefits will be evident as you do this consistently and become healthier. Finding healthy food may be difficult, but it is always a good idea to use the internet to assist you. Doing a quick search for healthy restaurants or healthy options at a restaurant can give you some guidance. Also, a talk with your doctor about creating a plan for healthy eating is a great start to creating a very healthy lifestyle!

Can I Habit?

Humans are creatures of habit. We even form routines subconsciously. This is especially true of our eating and sleeping habits. Sometimes our bodies do not know what is best for us, so we begin having strange sleep schedules to stay up and watch the Late Late Show or eat high sugar, high fat, high sodium meals at all hours of the day because it satisfies cravings. People don’t usually form these habits on purpose, but when unhealthy meals are so readily available it makes forming healthy eating habits extremely difficult.

Therefore, forming healthy habits on purpose is important. Rather than breaking old habits, which is nearly impossible, form new ones and the old ones will eventually fade away as your brain pays attention to these new healthy ones. So, how do you do that? The best way to form a habit is repetition, and to remember to repeat the action, you may have to write it down or set a reminder on your phone. Sometimes it may be hard to choose that grilled chicken and veggie plate over a burger and fries, but remember your goal and your reason for choosing health and it will become easier. 

Final Thoughts

Your health is incredibly important and it will help you to live a long life with less risk of developing major medical conditions. If you are unsure where to start or how to set your goals, have a conversation with your doctor and do some research to figure out how to create the best healthy lifestyle for yourself!

Who is driving that truck? The answer may be nobody. It’s a strange thought for most people since vehicles have been operated by a driver for as long as they have existed . There seems to be something odd about a driverless vehicle, but unlike wild horses before being trained to pull a buggy, these autonomous vehicles are strongly regulated and programmed for safety before they are allowed onto the road.

The idea of autonomous vehicles is concerning to people in the industry, especially those who are employed as drivers, as these vehicles could potentially pose a threat to their jobs. This fear is currently not warranted though, as most autonomous vehicles in production require human intervention and supervision. It is impossible to replace human intuition with a machine. While there are certainly more autonomous vehicles than there ever have been, there is no doubt that truck drivers are still important and will remain important pieces of the United States economy, despite an increase in vehicle autonomy. 

Self-Driving Vehicles

The first self-driving vehicle was produced in 1958 by the General Motors company which was “guided by radio-controlled electromagnetic fields generated with magnetized metal spikes embedded in the roadway” according to TitleMax.com. Self-driving vehicles now work differently and are controlled by a series of sensors, cameras, processors, and programs that detect and interpret real world data while navigating through the obstacles and pathways of the world.

Self-driving vehicles are not a one-size-fits-all innovation. The autonomous capabilities come in a variety of constraints from levels 0-5 with 0 being a non-autonomous vehicle, and 5 being a fully driverless (and without a steering wheel) vehicle for all conditions, according to Synopsys.com. The majority of newer vehicles are actually in the level 1 category of autonomy with lane control and parking assistance. There are currently no level 5 vehicles on the road as of yet. Reports are mixed on the timeframe for these vehicles becoming a reality.

Self-driving vehicles do pose some benefits, especially in the safety and continuous transport sectors, as they do not suffer fatigue or require breaks from service as human drivers do. This continuous service could definitely save time and reduce the potential for accidents and mishaps on the roadway, but this technology is currently imperfect and cannot function on its own. However, with the supervision of an experienced driver, the machine and human effort working together could potentially create a smoother trucking industry. 

What About the Drivers?

There are currently level 4 autonomy rated vehicles being tested for service right now, but it is important to note that these vehicles are not entirely driverless. While they can manage speed, navigation, and traffic for the most part, when conditions become more challenging, they still require the help of a human driver. It is not expected that level 5 trucks will become available any time soon, and even when they are, it will likely be required that a human operator be supervising their navigation and speed.

In short, drivers will never be able to be fully replaced and autonomous vehicles don’t pose a real risk to their job security. The demands of the career may change, and it will likely be that your foot may not have to always remain on the pedal or your hand on the steering wheel, but your input and service as an operator will be valued and needed for the foreseeable future. You still have a major role to play in the industry, so it’s not time to hang up your keys just yet!

Parking is something that all drivers, who transport freight long distances, worry about on a regular basis. While some truck stops offer parking and there are other locations that may be viable, there is a serious shortage of free and convenient parking available for drivers across the nation which poses a serious and sometimes life-threatening dilemma. Should the driver continue driving until they reach a parking area, which is dangerous as they are already fatigued, or should they park in a dangerous or illegal place to get some rest?

Outrage at this dilemma has caused many to speak out in favor of drivers. There has recently been a bipartisan bill introduced in the House of Representatives known as the Truck Parking Safety Improvement Act or H.R.6104. If passed, this bill would mean there would be a national initiative to provide more accessible free parking to drivers across the nation to promote their safety and the safety of everyone else driving on the interstate as well.

An Explanation

So why is the Truck Parking Bill only being considered now? It has been a long needed and awaited amendment to the legislation regarding the infrastructure of the United States, so it seemingly should have arrived sooner. Unfortunately, the legal system can be slow, and it is a lengthy process to get a bill written, sponsored, and presented to the house.  then voting, compromising, and ratifying take an added period of time which varies from bill to bill.

Thankfully, bills that benefit drivers are becoming more prevalent. In fact, there has already been an effort to prevent driver injury through Jason’s Law (named after a driver who was murdered after parking in a dangerous area). The issue with this law is that it does not hold enough power to create a national change.  Therefore, Representatives Mike Bost and Angie Craig (who are on different sides of the political aisle) have sponsored the bill to increase available parking for drivers.

Safety and Security

With the truck driving industry growing larger each day, and being projected to grow even more, our current infrastructure cannot keep up with and support drivers who need to rest between long periods of driving. Creating more parking spaces at rest areas, weigh stations, and other locations would allow drivers to feel safe and secure while resting, which will reduce the strain and stress they face daily. If this bill is enacted, it will allocate $755 million to the DOT to undertake the project and provide safe and free places to rest for drivers everywhere. 

Final Thoughts

The Truck Parking Bill is an important step in improving the working conditions for members of one of America’s largest industries. Keeping our drivers safe should be one of the main priorities in legislation, and now it is finally gaining ground. The fact that this bill is bipartisan truly shows how important it is and how little debate there should be over the fact that more must be done to help drivers perform at their very best. The Truck Parking Bill has the potential to do great things for drivers across the nation and set an example for constructing proper rest locations (and enough of them) for the rest of the world to follow. 

Sources:
https://bost.house.gov/media-center/press-releases/bost-bill-expand-truck-parking-would-make-roads-safer
https://www.thetruckersreport.com/truck-parking-bill-mean-755-million-new-free-truck-parking/
https://www.truckinginfo.com/352754/bipartisan-truck-parking-bill-introduced-in-house
https://www.govtrack.us/congress/bills/116/hr6104
https://landline.media/truck-parking-bill-receives-attention-at-house-hearing/ 

A little over a year ago, the COVID-19 pandemic kicked into high gear, and we have seen huge changes in the lives and careers of almost everyone, not to mention the impacts of decreased contact on the economy. It has certainly been a unique time to live as the world has coped with a pandemic on a scale that hadn’t been seen in over a century, but thankfully, things are returning back to some semblance of normalcy. While everything is not exactly as it was, vaccinations, increased safety measures, and the ability to return to work is allowing us to heal and rise from the ashes of these unprecedented times.

Impacts of the Pandemic

COVID-19 has impacted almost every facet of life that we experience. On a personal scale, many people have lost jobs or adapted to virtual careers; on an economic scale, there was a crash followed by a resurgence as people found their feet again; and on a social scale, we have learned to be more cautious and wear masks to avoid spreading illness. 

While most of these impacts have been negative, good things have come out of the pandemic as well. We have learned to feel more connected despite the amount of physical distance and gained a strong sense of appreciation for those doing the society-preserving work of treating illness, stocking shelves, and transporting goods even when everything else stopped. 

Changing Times

Reopening transport systems and jobs has allowed for a resurgence in transportation. Samsara (a fleet management and productivity company) has reported that commercial driving has returned to 95% of its pre-pandemic volume. This return to full-scale transportation is a huge step in returning to normal, as it means that consumers are purchasing freight and helping build the economy back up. 

Truck drivers are crucial in this transition to high-volume transportation, and there is a need for dedicated and experienced drivers now more than ever. As a driver, you will likely experience the opportunity to haul freight more frequently than any time during 2020, and this will certainly benefit you and your family from a financial standpoint. However, it is important that you take time to ensure you are staying healthy and happy while on the road and at home as transitions to more high-volume work can be stressful. 

Returning to Normalcy

Building back up to 100% of the volume of pre-pandemic transportation is only the first step. As the Nation recovers from the debilitating effects of COVID-19, it is likely that there will be an even greater need for transportation. There are currently COVID-19 vaccinations being shipped throughout the nation, this is an entirely new need that truck drivers like you are likely to be able to help with.

We will be able to return to normal soon, and the opportunity to build beyond that is inspiring. The COVID-19 pandemic has been incredibly difficult, but we will rise and become better than ever before! In this hopeful time of regrowth and rebuilding, it is important to remember who helped us survive through the dark times of the pandemic, so we would like to thank all drivers who have worked to keep the economy open despite the challenges of this pandemic. You are truly heroes and we appreciate your continued efforts to keep the American Dream alive.

As a truck driver, cargo theft is one of the worst imaginable occurrences. The possibility of cargo theft keeps many drivers up and on high alert, which increases stress levels and decreases the amount of enjoyment one can get from their career. It is not a certainty that you can always stop cargo thieves from striking, but there are many ways to decrease their chances of stealing your valuable freight.

Criminal Activity

Cargo thieves, in some form or another, have been around for as long as people have needed to transport goods. From thieves lying in wait beside the roads in ancient Rome and pirates on the high seas to cattle rustlers and train robbers in the Wild West, thievery is a way of life for some people, and this carries over into our time as well. Unfortunately, criminals have gotten smarter in this era with the increase in global and nationwide communication and the ability to track the motions of the industry. Thieves are far more strategic in their schemes than ever before.

Thankfully, the industry and people working in it are getting smarter too. It is important that you educate yourself on ways to stop cargo thieves in their tracks. According to the National Insurance Crime Bureau (NCIB), “Cargo Theft is a $15 to $35 billion problem.” This thievery takes a huge toll on individual businesses, as well as the larger US economy. As a driver, the safety of your cargo is one of the main priorities and you can help keep the economy and your business rolling by taking a few simple measures to ensure the safety of your freight.

Stranger Danger

Preventing cargo theft is possible. One of the most important things to remember on the road is to stay alert and watch for any suspicious people around your truck. Even if someone seems friendly, do not let them lure you away from your truck for any long period of time as there could be cargo thieves lurking nearby. This is one of the last measures you can take to prevent cargo theft, but there are many actions you can take to stop cargo thieves from even considering your freight.

Following the popular advice to never stop until you have already traveled 200-300 miles away from your pickup can save your freight, as most cargo thieves that tail trucks after their departure will likely not follow you beyond this distance. While driving it is also important to be aware of high-theft locations, which can be found with a quick online search. If possible, avoid these areas and try to drive until you reach a safer location. Choosing well lit populated places to stop at can help prevent cargo theft as well, as thieves are less likely to strike when witnesses are around.

In addition to prevention while driving, preventative hardware can aid in keeping your cargo safe. Installing alarms and locks on your truck, as well as cameras, can prevent thieves from stealing your freight. If they see these measures before they attempt to take anything, they may be dissuaded from trying to steal your cargo. Cameras and alarms can help alert you if there is suspicious activity  around your truck, so you can address the issue and alert the police if needed. Cameras may also aid in bringing the thieves to justice if they are not caught on the spot.

Prevention is the Best Medicine

The popular saying by many doctors, mechanics, and security workers is that prevention is the best medicine. This means that by taking measures to keep safe, you can save time and money. Keeping your cargo safe is incredibly important, and you have an important role to play in the prevention of thievery. Practicing these suggestions and tips while on the road, can make your transportation trips safer, happier, and far less stressful!

Truck drivers can’t seem to get a clear answer on whether or not  transporting hemp across state lines is legal? The U.S. Department of Agriculture has issued guidance on this topic, rather than a law. The USDA’s recent guidance states that nothing in the 2018 Farm Bill (the bill that hemp growers currently operate under) prohibits the interstate commerce of hemp. This is to say that truck drivers can indeed haul hemp for the purpose of interstate commerce.

The USDA, however, says that it lacks the authority to issue a true regulation that thoroughly protects truck drivers who haul hemp. What does that mean for you? Truck drivers should always have their paperwork, including the THC level test results for the hemp products they are hauling, with them in the event that they are pulled over and/or inspected.

Although the USDA supports the interstate transportation of legal hemp, it has yet to provide official shipping documents that could help truck drivers avoid being subject to detention by law enforcement when crossing state lines.

At this time, the USDA recommends that transporters carry a copy of the producer’s license or authorization, as well as any other information the governing state or Indian tribe recommends or requires that will validate that the transporter is transporting legally grown hemp, the USDA’s Agricultural Marketing Service said in a Jan. 19 Federal Register post. The USDA is not adding transportation paperwork requirements to this rule because it does not have jurisdiction over common carriers or other types of transporters.

Since the USDA is not providing the official paperwork, they suggest that truck drivers carry legal documentation before crossing state lines with hemp products. These can include:

• U.S. Drug Enforcement Agency laboratory test result (or other THC content test results)
• Contact information of the load’s buyer and seller
• A copy of the hemp grower/producer’s license
• An invoice or bill of lading

Though there is a lack of USDA documents for the transport of hemp, what is clear is that truck drivers can legally transport hemp as long as it is absent of high levels of THC, or tetrahydrocannabinol (the part that gets users high). Cannabis with a THC level exceeding 0.3% is considered marijuana, which remains classified as a Schedule I controlled substance regulated by DEA.

The interstate transport of hemp is legal, but, due to the lack of official documentation from the USDA (or the Department of Transportation,) there are still potential risks for truck drivers hauling hemp.

Since hemp is so similar looking and can even smell like THC-laden marijuana, it is understandable from law enforcement’s point of view why a load of hemp could be delayed or seized in order to test it for THC levels.

A law enforcement officer who pulls over a truck driver hauling hemp does not currently have a way to test for THC content like a lab does. That is why it is crucial to get ahead of any suspicion and carry all the paperwork you have access to in order to prove the legality of your load as we await further provisions from the USDA.

Truck drivers have a statistically high risk job. The combination of sleep deprivation, long hours, and tight schedules means that truck drivers can be susceptible to accidents that, under normal driving conditions, might not happen. It’s a high stress job and working conditions are often hard on the body. According to the Bureau of Labor Statistics, it is estimated that approximately 70% of truck drivers have at least one serious health condition. A preexisting condition, plus a high risk job, means that less health insurance companies will cover you. The companies that will cover you are also going to charge you more than the general public. On top of all of this, the average age of a truck driver is 55, which is an age where the body begins needing more medical attention than ever. In short, getting a good health insurance plan for truck drivers is not an easy task.

Faced with the prospect of being denied by health insurance providers, or paying hefty premiums, what can you do? What is the best health insurance option for truck drivers that want to keep it affordable? There are multiple options and we’ll walk you through them.

Do Truck Drivers Qualify For Medicaid?

It depends on how much you make. If you’re just starting out as a new truck driver and you make below $30,150, then Medicaid may be the best option for you. It just might not be the best long term option for you. The average truck driver’s salary is around $43,464 per year. With this being well over Medicaid’s salary cap, a career truck driver cannot depend on Medicaid for their health insurance needs. So, for most truck drivers, the ones who want to make a career out of driving,  Medicaid is not going to be a viable option.

What Other Health Insurance Options Are Out There That Are Affordable?

Truck drivers can take advantage of something called a health-share plan that can be an alternative to traditional health insurance. This can make driving a truck a more appealing career choice by making your healthcare more affordable. Essentially, a health-share plan works in the same way as a traditional plan would whenever you go to pay for healthcare. However, health-share plans are uniquely suited to the truck driving industry.

Your payments (or premiums) into a health-share plan are going to be lower than you would have to pay for traditional health insurance. Not only that, but your hard-earned money isn’t going to a faceless insurance company. Your premium goes toward helping other truck drivers when they need the money for their healthcare needs. Then, when you have a health care need, it’s your turn to take money out of the account.

Under the health-share system, your payments made into the plan are placed into an escrow account. When a healthcare need arises, your claim will be paid for through the funds available in the escrow account.

Finally, you can depend on health-share plans acting as most other insurance options. Health-share plans offer visits to the doctor, discounts on prescriptions, and preventative care programs.